Passing The Mortgage Company's Credit Check - part 2

by John Mussi

CREDIT REPORTS Credit reports, as harmless as they may seem, can actually cause a lot of negative impact on your mortgage application. So do obtain a copy of your credit report for your own good so that you'll be able to read what mortgage companies will also be reading about you. If you don't know where to get one, you can just check the directory for listings of credit bureaus or credit agencies in your area. The three major credit bureaus are Experian, Equifax and TransUnion.

DISPUTE ERRONEOUS AND INVALID ITEMS If you're inexperienced with filing disputes about erroneous items in credit reports, you may need to ask additional help from professional credit repair companies. I know, this just means another form of expense when you really need money - that's why you're applying for a mortgage! - but trust me, this is for your own good.

Copyright (c) John Mussi

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