15 Year Mortgage Loans - part 1

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Mortgage Loan?
When my Fiance and I go for a mortgage loan will they look at both our incomes and credit score? And what are the determining factors for a loan officer to give you a loan?
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Mortgage loan?
is it possible to get mortgage loan with collections on your credit report
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Mortgage loan?
how much mortage loan can a family get with a household income (husband and wife) of 000 p.a. We live in Chicago IL
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Mortgage Loan?
The Young family is purchasing a 0,000 house with a VA mortgage. The bank is offering them a 25-year mortgage with an interest rate of 9.5%. They have ,000 invested that could be used for a down payment. Since they do not need a down payment, Mr. Young wants to keep the money invested. Mrs. Young believes that they should make a down payment of ,000. a) Determine the total cost of the house with no down payment & b) total cost, if they make a down payment of ,000. c)Mr. Young believes that the ,000 investment will have an annual rate of return of 10% compounded quarterly. Assuming that Mr. Young is right, calculate the value of the investment in 25 years. d) If the Young’s use the ,000 as a down payment, their monthly payments will decrease. Determine the difference of the monthly payments in parts (a) and (b).
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Mortgage Loan?
im a loan officer/Broker in New York. I was wondering if there is any lenders out there that can do this loan. Its a first time homebuyer, 90 LTV, 3 unit house in Pennslyvania. 686 fico score, Have to go Stated Wage Earner with assets no much, or no ratio witth a VOD. If anyone know anything please let me know, i cant find any banks that would approve the 3 unit at 90 percent for stated.
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