California Mortgage Expert
 

Online Mortgage Quote: Why You May Not Be Getting The Best Rate - part 1

by Paul Lerner

While shopping online for online mortgage quote can be great in terms of saving time and convenience, it won't necessarily get you the best deals available. What you save depends to a great extent on the way you negotiate with lenders for the online mortgage quote. Like with any negotiation, you get the upper hand when you are knowledgeable about how the industry works.
One of the main precautions to take on when looking for online mortgage quotes is to ensure that the brokers you deal with represent several different lending institutes and therefore can offer you a good variety of options. Beware of brokers who are merely lender agents in disguise. If a broker represents only one bank or lender, there is a great likelihood that you will not be offered the online mortgage quote that is most suitable for your needs.

In devising consumer protection laws for online mortgage quotes and increasing convenience, states have ultimately ended up having an adverse impact on competition, apart from making online mortgage costs higher than necessary.

Explaining The Costs Most states do not require online mortgage businesses to have a brick and mortar presence. However about one third of all states make this a mandatory requirement. Due to this, the expenses increase. Laws of this nature have prevented mortgage brokers from being exclusively online and offering much lower rates.

Read the end of
Online Mortgage Quote: Why You May Not Be Getting The Best Rate


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Need advise on a mortgage quote, is 4% good?
I got a quote from http://get-a-home-loan.net at 4% fixed for 15 years is this a good deal or not?
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Are you interested in a FREE MORTGAGE QUOTE ?!??! Please contact me @ ms_certified06@hotmail.co...
Are you a home owner interested in a free mortgage quote?? Well then here's your chance!! With no cost and obligation, you can get a free mortgage quote!! Please contact me at (631)433-5146 and/or E-mail me at ms_certified06@hotmail.com
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Are you interested in a FREE MORTGAGE QUOTE ?!??! Please contact me @ ms_certified06@hotmail.co...
Are you a home owner interested in a free mortgage quote?? Well then here's your chance!! With no cost and obligation, you can get a free mortgage quote!! Please contact me at (631)433-5146 and/or E-mail me at ms_certified06@hotmail.com
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By what criteria should consumers evaluate a mortgage quote?
Besides rate and pre-payment penalty, is there a checklist consumers can use when evaluating quotes from banks/brokers?
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How many times can you ask for a mortgage quote?
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